- Checking
- Savings and Money Markets
- Certificates and IRAs
Today’s Date:
Rates are subject to change without notice. *View High Yield Checking Disclosure
Today’s Date:
*Special(s) if listed, are available for regular share certificates and traditional IRA certificates only, and require an active Midcoast account relationship to be eligible. An active relationship is defined as an active checking account or credit card with a minimum of five transactions in the last 30 days, or an active consumer or home loan. If no active relationship exists, Special APY will be less 0.25% for the stated term.
Rates are subject to change without notice.
Today’s Date:
*Special(s) if listed, are available for regular share certificates and traditional IRA certificates only, and require an active Midcoast account relationship to be eligible. An active relationship is defined as an active checking account or credit card with a minimum of five transactions in the last 30 days, or an active consumer or home loan. If no active relationship exists, Special APY will be less 0.25% for the stated term.
Rates are subject to change without notice.
Auto & Recreational Loans
- Auto & Boat Loans
- Other Secured
Autos, Motorcycles, Light Duty Trucks, and Recreational Boats
Today’s Date:
Interest rates above apply to loans secured by titled, non-commercial passenger vehicles both NEW and USED up to 10 model years old and non-titled recreation boats up to 10 model years old.
*Annual Percentage Rate (APR) is accurate as of January 1, 2026 and is subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Snowmobiles, Personal Watercrafts, ATVs, Campers, Motor Homes, and Travel Trailers
Today’s Date:
Interest rates above apply to loans secured by non-titled personal recreational collateral and other chattel.
Includes titled vehicles and boats 11 to 15 model years old and recreational equipment up to 10 model years old.
*Annual Percentage Rate (APR) is accurate as of January 1, 2026 and is subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Personal Loans
- Personal Loans
- Credit Builder
- Personal Line of Credit
Debt Consolidation, Vacation, Energy Assistance, and more
Today’s Date:
*Annual Percentage Rate (APR) is accurate as of January 1, 2026 and is subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Certificate and Share Secured Loans
Today’s Date:
*Annual Percentage Rate (APR) is accurate as of January 1, 2026 and is subject to change without notice. Loan rate will be calculated at 3% over the dividend rate earned on deposit securing loan. Maximum term is 120 months. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Overdraft Protection, Vacation, Emergencies, and more
Today’s Date:
*Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published each day in The Wall Street Journal Money Rates Table (the “Index”), plus a margin. The index as of the last change date of December 11, 2025 is 6.75%. Rates are subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
HELOC Loans
- HeLOCK
- HELOC Advantage Plus
Today’s Date:
*Annual Percentage Rate (APR) is fixed and is accurate as of November 26, 2026. Rates are subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Today’s Date:
*Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published each day in The Wall Street Journal Money Rates Table (the “Index”), plus a margin. The index as of the last change date of December 11, 2025 is 6.75%. Rates are subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Credit Card Rates
- LOCAL REWARDS Visa®
- BASICS Visa®
Today’s Date:
LOCAL REWARDS Visa®: *Annual Percentage Rate (APR) is accurate as of November 12,2025 and is subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. The annual percentage rate is variable and based on the Margin determined by your credit qualifications. The Margin is added to the prime rate published in The Wall Street Journal on the 25th day of each month; or if no rate is published on that day, the immediately preceding published rate (the “Index”). Your rate may change (increase or decrease) effective on the 1st day of each billing period when the Index changes and can be as low as 13.74% APR and not greater than 17.99% APR. All LOCAL REWARDS applications are subject to approval. LOCAL REWARDS Visa Rewards are provided by uChoose®. Terms and conditions are located at uChooseRewards.com.
Today’s Date:
BASICS Visa® : *Annual Percentage Rate (APR) is accurate as of November 13, 2023 and is subject to change without notice. All BASICS credit card applications are subject to approval. The annual percentage rate is fixed and can be as low as 12.99% APR and no greater than 17.99% APR. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Mortgage Rates
Mortgage rates change frequently and vary based on many factors in the application such as the borrower’s creditworthiness, property type, owner-occupancy status, loan purpose, and loan-to-value percentage. For daily rate indications, please visit our Mortgage Web Center.